Miami, FL · Business Funding & Cross-Border Capital

Capital solutions for every scale.
Business. Investment.
Both sides of the Americas.

From business funding for growing companies to institutional capital connections across the U.S. and Latin America — we bridge the gap between opportunity and capital. Bilingual. Transparent. Personal.

No Upfront Fees to Apply Bilingual English & Spanish $5K to $50M+ 15+ Years Experience
$5K
Minimum
$50M+
Maximum
48h
Approval
15+
Years Experience
What brings you here today?

Funding in 4 simple steps.

01

Free Consultation

We talk about your business, your needs and how much capital makes sense. No cost, no commitment. In English or Spanish.

02

Pre-Qualification

Answer 4 quick questions. We evaluate your business performance — not your personal credit score.

03

Best Offer

We present you the best funding options from our network of lenders. You choose what works for your business.

04

Funds in Your Account

Once approved, funds can be deposited in as little as 24 hours. You focus on growing your business.

The right capital for every need.

01 — WORKING CAPITAL

Working Capital

$5,000 — $500,000

Fast cash to cover daily operations, payroll, inventory or unexpected expenses. Revenue-based — no personal credit check.

  • Approval in 24–48 hours
  • Based on business revenue
  • Flexible repayment
  • No collateral required
02 — EQUIPMENT FINANCING

Equipment Financing

$10,000 — $2,000,000

Fund trucks, machinery, technology or any equipment your business needs to grow — without draining your cash reserves.

  • Equipment serves as collateral
  • Terms up to 60 months
  • New or used equipment
  • Ideal for trucking & construction
03 — LINE OF CREDIT

Business Line of Credit

$25,000 — $5,000,000

Access capital whenever you need it, repay and reuse. The most flexible funding option for established businesses with consistent revenue.

  • Draw only what you need
  • Pay interest on amount used
  • Revolving credit available
  • Ideal for cash flow management
The Credit Ladder

Beyond the first loan.

The fastest capital isn't always the cheapest — and that's fine, if it's temporary. My job doesn't end when your first loan funds. I track your business's progress and reach out when you qualify for something better.

01

Today

You get the capital you need now, based on where your business stands today. I'll always tell you the real cost upfront — no surprises.

02

6–12 Months

As your revenue grows and your time in business builds, so do your options. I check in — you don't have to remember to ask.

03

The Goal

Moving you from short-term, higher-cost capital to lines of credit and traditional financing, as your business qualifies for it.

Two sides. One platform.

Medina Funding Group operates as a two-sided platform — connecting those who need capital with those who have it, on both sides of the Americas. Whether you are a company seeking growth or an investor seeking opportunity, we facilitate the introduction.

Prefer to skip ahead? Start a confidential conversation now →

🏢 For Capital Seekers 💰 For Capital Deployers

🌎 U.S. Companies Seeking Growth Capital

Established U.S. businesses requiring significant working capital, acquisition financing, or development capital beyond traditional banking. We facilitate introductions to vetted private capital partners — domestic and international.

$500,000 — $50,000,000+

🤝 Latin American Companies Entering the U.S. Market

Regional companies ready to establish a foothold in the United States — through acquisition, partnership, or market entry — need more than capital. They need a trusted bridge. We connect Latin American operators with U.S.-based strategic partners and institutional contacts.

Market Entry · Partnership · M&A

💼 U.S. Investors Seeking Latin American Exposure

Family offices, private investors, and business principals in South Florida looking to deploy capital in vetted Latin American real estate, business, or development opportunities. We facilitate introductions to regional operators with proven track records.

Real Estate · Business · Development

🌐 Latin American Investors Seeking U.S. Market Access

High-net-worth individuals, family offices, and institutional investors from Latin America looking to deploy capital in U.S. businesses, real estate, or acquisitions. We provide the local network, introductions, and cross-border structure to make it happen efficiently and with confidence.

Private Capital · Real Estate · Business Acquisition

Operating at this level requires discretion, experience, and the right network on both sides of the table. With over 15 years across Costa Rica, Panama, and the U.S. market — we bring all three.

Start a Confidential Conversation

We understand your world.

01

A Real Person Answers

No bots, no call centers. When you contact us, you speak directly with Pedro Medina — a bilingual professional who listens, understands your situation and finds the right solution for your business.

02

We Speak Your Language

Literally and culturally. We understand the challenges entrepreneurs face in the U.S. financial system — and we know how to navigate it on your behalf. Fluent in both the language and the culture.

03

Multiple Solutions, One Call

We work with a network of lenders and capital partners across the U.S. and Latin America. One conversation opens doors to multiple options — business funding, institutional capital, or cross-border connections.

Pedro Medina, Founder of Medina Funding Group Our Story

I've been where you are.

"I know what it feels like to need capital and have no one explain anything to you."

Pedro Medina, Founder, Medina Funding Group

There was a time when everything I earned went to pay a debt that never seemed to shrink.

I was a business owner — working hard, serving customers, building something with my own hands. But I made a mistake that many entrepreneurs make: I borrowed money from the wrong person, under the wrong terms, without fully understanding what I was signing.

What followed were five years of handing over my entire monthly income to someone who threatened me when I couldn't pay. Five years of working not for my family or my future, but for a debt that kept growing. I eventually lost the business. I had to report them to the police. I entered a victim protection program just to get my life back.

That experience broke something in me. And then it built something stronger.

I spent years learning how money actually moves — connecting businesses with lenders, structuring loans, understanding the difference between a tool that helps you grow and a trap that holds you down.

That's why I built Medina Funding Group. Not to sell you a product. To be the person I wish I'd had.

Here's what that means in practice: I will tell you exactly how much a funding solution costs before you sign anything. I will explain the terms in plain Spanish. I will tell you honestly if I don't think a product is right for your situation — even if that means losing a commission. And if you need a short-term solution today, I will already be thinking about how to get you to a better, cheaper option in twelve months.

Are these products always cheap? No. Fast capital has a cost, and I won't pretend otherwise. But there is a difference between expensive and abusive. My job is to make sure you always know which one you're looking at.

Whether you are a business owner who needs working capital this week, a Latin American company ready to enter the U.S. market, or a private investor looking to deploy capital on either side of the Americas — you deserve someone who understands both worlds, speaks your language, and tells you the truth about every option on the table.

That's what Medina Funding Group is here for.

Do I qualify?

For business funding ($5K–$5M), check the criteria below. For institutional deals, cross-border capital, or investment introductions — contact us directly.

  • Your business has been operating for at least 6 months
  • You have a U.S. business bank account with regular deposits
  • Your business generates at least $8,000–$10,000 in monthly revenue
  • Personal credit score does NOT matter — we evaluate your business performance
  • You have a clear purpose for the capital
You likely won't qualify if:
  • Your business is less than 3 months old
  • You have no U.S. bank account activity
  • You already have 2 or more active MCAs

Not sure if you qualify? Apply anyway. The pre-qualification is free, takes less than 3 minutes, and does not affect your credit score.

Check If I Qualify

Ready to get funded?

Looking for something specific? Business funding options → · Institutional capital →

+1 (786) 408-7400

pedromedina@medinafunding.com

www.medinafunding.com

WhatsApp: +1 (786) 408-7400

Connect on LinkedIn →

Response within 24 hours · Bilingual English & Spanish